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Ask the Expert - questions tagged 'best finance deal'

• Hi, I’m looking for car finance for a BMW M3 that I have seen at my local BMW dealer. I thought that they would have been able to quote me a reasonable rate of interest but the salesman there has given me monthly figures based on an APR of 13.9% which sounds high to me. He made some excuse about rates going up recently but I thought the base rate was only 0.5% I own my own home and have always paid things back on time so would have thought I would get a rate below 10%? I want to borrow £20,000 and pay it back over 4 or 5 years depending on the payment. Can you help?

  Hi Aasim and thanks for your email. I know how you feel as a lot of customers at The Car Loan Warehouse felt exactly the same way and what they found was they we could save them money. So I […] read more

• Hi, Can you help me please. I want to buy a Mercedes Sprinter LWB van which I have seen on a van dealer’s website. It is a 2013 model and is priced at £16995 + VAT. I am VAT registered so can claim that back and can afford to put down £2000 deposit as well so I would need finance for £15k. I spoke to the van dealer on the phone about finance and they quoted me £395 per month on a 4 year deal with an APR of 13% which I thought sounded high? I have a limited company and don’t mind giving a directors guarantee if you need it. We have always paid things back on time and I wanted to know if you can do me a better deal. I could go through my bank if I have to but would prefer not to as I may need their help in a few months for another acquisition. Can you get back to me ASAP so I can make a decision.

  Hi Mr Roberts, Thanks for your email about van finance for a Mercedes Sprinter. This van would be a good choice and according to a lot of our customers is a very reliable and usable panel van which is comfortable […] read more

• I recently applied for a £15,000 loan with M&S. The APR advertised was 5.4%, their loan calculator said 7.6% and when I applied they said were unable to help me! I want to find the cheapest loan I can but I do need it reasonably quickly as I have found a car I want to buy. What is the lowest rate you can offer me please? PS I am a home owner and have a good credit history.

      Hi Stephen, making sure that you get the most competitive finance deal available to you can be confusing at the best of times. Banks will advertise a very low rate but won’t actually give it to everyone and […] read more

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