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Ask the Expert - questions tagged 'good credit history'

• I bought a car via The Car Loan Warehouse 6 months ago and was really pleased. Could you tell me whether you could arrange a personal loan for home developments?

  Hello again, Nice to hear from you and we hope the car is going well. Strange question and one we are not often asked as a car finance broker, but the answer is YES. One of the lenders we work […] read more

• I’m planning on buying a new car and have been agreed a personal loan from my bank. I’m concerned about using up this line of credit, could you quote me for your best car finance deals.

  Hi David, Thanks for asking about a car loan with The Car Loan Warehouse. It is a very valid concern you have about using up your bank loan to buy a car. If you decide to take up a secured […] read more

• I have been offered a car loan from carloan4u but they have told me that I have to borrow at least £5000. I only want to borrow £3000 for a ford fiesta or another smallish hatchback. I don’t want to get into debt again so I thought a small loan would be sensible. Can you help me?

  Hi Suzzane, Thanks for your email. You are being very sensible by not wanting to take out a large loan. It is not carloan4u’s fault that you cannot get a smaller loan it will be the decision of the Lender […] read more

• Hi, I recently applied for a Tesco car loan but I was turned down. They couldn’t tell me why, but I think it may be because I didn’t always pay my last loan back on time. Can I still get a car loan elsewhere?

  Hi Sam, Don’t be too concerned as Tesco can be quite fussy about who they accept for car loans but there are plenty of other companies who could help you. Just fill in our quick and easy online application form […] read more

• I declared myself bankrupt in 2007, since then I have not applied for credit of any form, will I be able to obtain car finance?

  Hi there, Thank you for your question regarding your historic bankrupt status. We work with a range of lenders all of whom have different criteria but some of them will happily accept people who have previously been declared bankrupt. Please […] read more

• Hi I have found a toyota estima for sale it was imported in 2007 and has 78000 on the clock, it is for sale at £1495, can you do finance that low and its a import. I am restricted on vehicles as I require a minimum of 6 seats, also I am classed as retired as I receive a government pension due to my late wife passing away and having 4 children, my total income from all benefits is £2000 every 4 weeks, and my credit history is good but I am associated with someone who has bad credit which I have been told is effecting my credit score thank you

  Hi Andrew, Thank you for your email. It sounds like you have a healthy pension coming in, which is great and your credit history being good helps too. Being associated with someone who has a less than perfect record may […] read more

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