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Ask the Expert - questions tagged 'good credit history'

• I have been offered a car loan from carloan4u but they have told me that I have to borrow at least £5000. I only want to borrow £3000 for a ford fiesta or another smallish hatchback. I don’t want to get into debt again so I thought a small loan would be sensible. Can you help me?

  Hi Suzzane, Thanks for your email. You are being very sensible by not wanting to take out a large loan. It is not carloan4u’s fault that you cannot get a smaller loan it will be the decision of the Lender […] read more

• Hi, I recently applied for a Tesco car loan but I was turned down. They couldn’t tell me why, but I think it may be because I didn’t always pay my last loan back on time. Can I still get a car loan elsewhere?

  Hi Sam, Don’t be too concerned as Tesco can be quite fussy about who they accept for car loans but there are plenty of other companies who could help you. Just fill in our quick and easy online application form […] read more

• Hi I have found a toyota estima for sale it was imported in 2007 and has 78000 on the clock, it is for sale at £1495, can you do finance that low and its a import. I am restricted on vehicles as I require a minimum of 6 seats, also I am classed as retired as I receive a government pension due to my late wife passing away and having 4 children, my total income from all benefits is £2000 every 4 weeks, and my credit history is good but I am associated with someone who has bad credit which I have been told is effecting my credit score thank you

  Hi Andrew, Thank you for your email. It sounds like you have a healthy pension coming in, which is great and your credit history being good helps too. Being associated with someone who has a less than perfect record may […] read more

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