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Motorbike-Finance

Motorbike Finance

If you're in the market for a new motorcycle but can't find the funds to buy it upfront, we can arrange motorbike finance at exclusive interest rates.

Our team of dedicated finance advisors understand the motorcycle market and work closely with a panel of specialist lenders to deliver the very best motorbike finance deals to our valued customers.

New or Used Motorbike Finance

Whether you’re on the hunt for a Honda or need a Yamaha finance deal to buy your new bike, we can help. Whatever your financial past, our in-house experts have the understanding and the experience to find an affordable repayment plan that suits you.

  • Flexible terms from 2-5 years
  • APR rates from 9.9%
  • No deposit required
  • Buy from any dealer or private seller
  • No early settlement penalties
  • Bad credit motorbike finance

Give our team a call on 0800 066 2888 to explore your options, or apply today to get approved in 60 minutes or less.

How does motorbike finance work?

If you’ve already visited a showroom looking for motorbikes on finance, you may have been offered a limited range of finance options. Dealers tend to work exclusively with prime finance companies (such as Black Horse) – who are very restricted in their lending criteria – and this often results in buyers being refused motorcycle finance.

Whether you’re buying from a dealer or private seller, The Car Loan Warehouse is here to help you buy the bike you want at a rate you can afford. Thanks to our versatile panel of lenders, we’re able to arrange motorcycle finance deals for buyers regardless of their budget.

Terms range from 12 – 60 months and interest rates start from as little as 9.9% APR – with flexible packages available to suit applicants of all circumstances.

motorbike

To kick-start your finance application, we need some simple information. There’s no need to spend ages getting frustrated with a complicated application process when you can complete our short online form instead. And after that’s done, you’ll hear back from one of our motorbike loans experts within the hour.

Once you’re approved, we’ll be able to take you through the most competitive quotes available – allowing you to go out and buy the bike you want at the best possible price.

Questions? CALL 0800 066 2888

Our experts are always ready to help

Apply for motorbike finance if you are:

  1.  Over 18 years of age
  2. Looking to buy any bike 50cc or larger
  3. A good or bad credit holder
  4. Buying through dealership or private sale
  5. Looking for flexible terms from 12-60 months
  6. Hoping to borrow between £2,500 and £50,000

Where can I buy my motorbike?

We’re happy to offer motorcycle finance to customers buying their bike through any dealership or private seller – giving you the freedom to find the exact model you want. New or used, moped or chopper, we give customers the flexibility to purchase the bike of their choice – with applicants able to buy 50 to 125cc motorbikes on finance and beyond.

Once you’ve found the bike for you, just give us a call and we’ll help you to move forward with the purchase so that you can get out on the open road as quickly as possible.

Whether you’re a street motorcycle lover looking for 125cc motorbike finance or a biker on the hunt for a brand new cruiser, the options are practically endless.

If you’re wondering where to start in your search for the ideal model, these leading bike brands have more than earned their reputation in the competitive motorcycle market:

Yamaha: Including everything from 125cc urban off-roaders to naked body bikes packed with rugged charm and, of course, world-famous superbike the R1, Yamaha’s motorcycle catalogue leaves nothing to be desired. Thanks to our flexible Yamaha finance deals, you can buy any motorbike in the range based on your individual needs and tastes.

Honda: Japanese giant Honda knows that motorcycles are a way of life. From a Super Sports range engineered for racetrack performance to touring bikes that make every journey unforgettable, when you apply for Honda bike finance, you’ll have your pick of an exceptional lineup.

motorbikefinanceHarley Davidson: no other motorbike brand can compete with the cultural heritage of Harley Davidson. The definitive motorcycle manufacturer, Harley creates bikes fully loaded with engineering prowess, incredible power and a healthy portion of attitude – and our Harley Davidson finance options can help you purchase a piece of motorcycling history.

Kawasaki: the iconic green livery found on Kawasaki Motorcycles makes a bold statement – characterised by what the brand describes as “aggressive speed and thrilling performance”. If you’re on the hunt for Kawasaki finance, you’ll find agile, powerful and cutting-edge motorcycle models in abundance throughout the legendary Ninja range.

Suzuki: creator of the ultimate sportbike, Suzuki is a big believer that life is better on two wheels. The game-changing Suzuki Hayabusa accelerates effortlessly, handles like an absolute treat and boasts impossibly crisp throttle response – and with Suzuki bike finance, you can buy one of your own.

Guaranteed motorbike finance

On your search for motorcycle financing options, it’s always important to read the fine print. It can be all too easy to gravitate towards concepts such as ‘guaranteed approval’, but the fact of the matter is that there’s no such thing as a ‘sure thing’ when it comes to obtaining credit.

With approval dependent upon a variety of factors – including credit scores, proof of income and individual lenders’ criteria – applicants can’t count on being approved regardless of their circumstances.

Lenders or brokers claiming to offer guaranteed motorbike finance are, more often than not, looking to exploit financially vulnerable customers looking for an affordable deal on their new bike in spite of a less-than-perfect credit rating.

At The Car Loan Warehouse, we’re regulated by the Financial Conduct Authority (FCA) and bound by a duty to protect our customers – meaning we’ll only approve an application if we’re confident you’ll be able to comfortably afford your monthly repayments.

Motorbike finance for bad credit holders

When it comes to finding competitive motorbike finance, bad credit doesn’t have to hold you back. With the help of our panel of expert lenders, we give poor credit holders a chance to buy motorbikes on finance regardless of their financial past. We may not be able to offer guaranteed motorcycle financing, but we can work closely with our customers to find the best quotes available to them – ensuring every repayment plan is affordable for the individual.

Whether you’ve got a history of late or missed payments, you’re a first-time buyer or you’ve experienced more serious financial struggles such as bankruptcy, your low credit rating doesn’t have to be an obstacle on the road to approval.

Bad credit motorbike finance deals do invariably come with higher interest rates – due to the higher level of risk that poor credit holders present to lenders – but as long as you can demonstrate to us that you’ll be able to keep up with your repayments, approval shouldn’t be an issue.

Get in touch today if you’re a bad credit holder looking to assess your options, and our expert advisors will arm you with all the information you need to apply with confidence.

0% motorcycle finance

You may have been introduced to the idea of interest free motorbike loans, and we’d like to set things straight. At The Car Loan Warehouse, we aren’t able to offer 0% motorcycle finance – and attractive deals like these aren’t quite what they seem.

If you’re buying a brand new bike, some manufacturers may claim to offer finance deals with no interest on top – but in these cases, what would have been interest will instead be included in the price of the motorcycle. You may also find that these payment plans involve a large deposit, making the loan far more difficult to repay.

financemotorbikeAs with guaranteed motorbike loans, interest free deals are rarely what they appear – and it always pays to read the fine print before jumping into an application.

If you’d rather buy your motorbike on finance with no deposit, a Personal Contract Purchase (PCP) may be the way to go. When purchasing a new motorcycle, PCP deals allow you to skip the upfront payment and repay your loan over a series of manageable monthly instalments – with an optional balloon payment at the end, if you’d like to assume ownership of the bike at this point.

Our motorbike finance calculator

Whether you’re wondering how long you can take to repay your loan, how much you can borrow for your new bike or how much interest you’ll be charged on top, motorcycle finance calculators offer a quick and easy way to figure out all the financial need-to-knows associated with your loan.

APR rates are calculated based on each applicant’s credit score, and customers can reduce what they’ll need to pay back each month by extending their repayment period. With terms available from 12 to 60 months and the option to borrow anything between £2,500 and £50,000 for your new model, it’s our aim to make motorcycle loans as flexible as possible for our customers.

By getting a quick quote today with our motorbike finance calculator, you can take the first step towards owning your dream bike.

Spread The Cost

Spread The Cost

Monthly Payment £0
Total Repayable £0
(7.9% APR illustration)
Apply Now
Rates may vary depending on loan amount and individual circumstances. Subject to status.