freephone: 0800 066 2888
from a mobile: 0330 088 2001

Car finance applications
approved instantly

    • No application fees
    • No deposits required
    • Quick approval, fast payout

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or private sale

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Happy Customers

Five Star Trustpilot ReviewsAt the Car Loan Warehouse, we’re committed to providing the best, car financing service where the customer comes first.

Every applicant will enjoy the individual attention provided by their own Personal Finance Advisor and we are very proud of the service we provide.

Don’t just take our word for it, listen to just a few of the satisfied customers that we’ve recently helped to buy the car of their dreams.

‘The Car Loan Warehouse were outstanding we would highly recommend them. They were able to give us an instant approval for my application, then our application manager was fantastic, giving great advice and helping to sort out everything so quickly and smoothly.’… read more Trustpilot reviews

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Experts in Car Finance

Experts in FinanceIf you’re looking for affordable car finance, no matter your circumstances, The Car Loan Warehouse has got you covered. We provide loans for new and used cars and can even offer competitive loans to customers with bad credit histories – so you’re safe with us.

We work with an array of car finance companies and have many lenders on-board to help secure the finance for your dream car. So forget about your credit score – if you can make the payments, we should be able to sort it for you. And we won’t make you wait for our decision.

Here are your car finance options:

Hire purchase agreement – this kind of car finance is secured against your vehicle, so if you have a bad credit history this could be the one for you. The hire purchase agreement may not require a deposit and after this loan has been repaid, you’ll own the vehicle outright
PCP (Personal Contract Purchase) – this loan requires you to pay a deposit, followed by a series of regular monthly repayments. With our PCP agreements, you’ll have the option to either return the vehicle or make an agreed payment to own it outright once your monthly repayments are resolved
Unsecured loan – In some cases you find it more practical to arrange an unsecured loan. In these cases you would be able to buy any car from anywhere, without any conditions.

Applying for car finance with The Car Loan Warehouse couldn’t be simpler. Just fill in our application form and within 60 minutes, your application will be processed and we’ll have an instant decision on your car loan. Check out our car finance calculator to see the kind of rate you’ll be paying for your finance, based on your credit score and the amount you’re looking to borrow.

Have you already found a car?

If YES, great – once we’ve processed your application, we’ll just need the vehicle details, registration number, mileage and sale price – then we’ll finance your car.

Still looking? No problem – we can approve your car finance, then just provide us with the necessary details once you’ve found a car you like. We also provide in-house purchase guidance if you’re having trouble deciding.

We know loan applications can be a stressful process, so we don’t make you wait. That’s why we process all applications within an hour – and we may even be able to make payment to the seller the day after your application is approved so that you can get straight behind the wheel.

Any questions?

Call us on 0800 066 2888 or email to discuss your needs.

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Bad Credit

Bad CreditThings have not been easy for anyone over recent years and as a result a lot of our customers have found it difficult to keep up with their financial commitments.

Whether you have lost a job, been through a divorce or just found the growing cost of utility bills and groceries hard to keep up with, you are not unusual and not on your own.

The Car Loan Warehouse are happy to arrange finance for customers with poor credit histories, so whether you have CCJs, arrears or are ex-bankrupt get in touch today.

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Good Credit

Good CreditCommitted to providing a fair and transparent car financing service, we offer competitive car finance rates, flexible terms and an array of valuable services, for the ultimate customer experience.

A lot of our customers thought that they would arrange the best car finance deal from their bank or the car dealer supplying their new car but what they actually found was that they were able to save a lot of money by getting a quote from us. So before you sign on the dotted line give us a try.

We can arrange Hire Purchase car finance between 2 and 5 years, Personal Contract Purchase agreements, (PCP) with a term of up to 4 years or an unsecured personal loan option.

Our range of financing options include finance for new or used cars and your next car can be purchased from any UK dealer or privately, if you so wish.

Call The Car Loan Warehouse now for the best finance deal on your next car.

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Application Process

Application Process

How do I get approved for car finance?

Apply Online Now – It only takes 3 minutes. Complete our car finance application form, click submit and one of our finance specialists will process your application within 60 minutes and get in touch with the good news.

Choose Your Vehicle – If you’ve already found the right vehicle, that’s great. With your car finance approved, all you have left to do is negotiate the purchase price.

If you’re still looking for a car, the Car Loan Warehouse have access to over 50,000 vehicles, and are also happy to deal with any UK dealer or private sellers.

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