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I have been offered a car loan from carloan4u but they have told me that I have to borrow at least £5000. I only want to borrow £3000 for a ford fiesta or another smallish hatchback. I don’t want to get into debt again so I thought a small loan would be sensible. Can you help me?

Hi Suzzane,

Thanks for your email. You are being very sensible by not wanting to take out a large loan.
It is not carloan4u’s fault that you cannot get a smaller loan it will be the decision of the Lender who they have you agreed with. We do have a couple of new finance companies who will do smaller loans with little or no deposit. Why not complete our short application form and I’ll try them for you.

About The Expert

Jon Le Roux is co-founder and company director of The Car Loan Warehouse. Being a mad engineering and motorsport enthusiast, I spend more hours than is healthy, watching, reading or talking about cars, boats, motorbikes…..basically anything with an engine.