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Call0800 066 2888

The Car Loan Warehouse

Call0800 066 2888

Monthly Payment £0

Total Repayable £0

(9.9% APR illustration)

This does not constitute a quote, rates may vary depending on personal circumstances.

Ask the Expert - Credit Scores

I’ve been recommended to your company by a friend of mine Chris who used you to finance his new car so I thought I’d drop you a line to see if you could help me as well. It says on your website that you can help with bad credit car finance and I will probably come under this heading as my credit history is pretty poor. I was made redundant a couple of years ago and it took me a while to find another job which didn’t help as I missed a lot of payments and gained a CCJ from a loan company. I have almost caught up with everything now and have a good job but I am still finding that I am being declined for any kind of credit that I apply for. I only want to borrow about £4000 for a sensible diesel estate car for work and can afford around £200 a month. Please help!

Hi Beth. Thanks for your email regarding bad credit car finance and thanks to your friend Chris for recommending us! It sounds like your credit history from a couple of years ago is still haunting you Beth and even though […] read more
Hello. I have never borrowed any money previously and have no idea of what my credit score is. How can I check my credit rating?

The internet is the place to start. There are several companies providing credit score searches but the two main companies are Equifax and Experian. Don’t worry too much about this, apply online and our computer system will help us find […] read more

The Car Loan Warehouse Limited is authorised and regulated by the Financial Conduct Authority. Our registered FRN is 662397. Registered in England & Wales Company No. 08127935. All finance is subject to status and income. Applicants must be 18 years or over, terms and conditions apply, guarantees and indemnities may be required. The Car Loan Warehouse Limited is a broker, not a lender and can introduce you to a number of finance providers based on your credit rating and we will receive a commission for such introductions. Written quotation on request. Certain exclusions for Northern Ireland residents. Borrowing £8,000 over 48 months with a representative APR of 14.9%, an annual interest rate of 7.7% and a deposit of £0.00. 48 payments of £218.49 per month. Total cost of credit being £2,487.57 and a total amount payable of £10,487.57. Terms available 12-180 months, 5.9%-49%APR. The Car Loan Warehouse do not provide financial advice.