I recently applied for a £15,000 loan with M&S. The APR advertised was 5.4%, their loan calculator said 7.6% and when I applied they said were unable to help me! I want to find the cheapest loan I can but I do need it reasonably quickly as I have found a car I want to buy. What is the lowest rate you can offer me please? PS I am a home owner and have a good credit history.
Hi Stephen, making sure that you get the most competitive finance deal available to you can be confusing at the best of times. Banks will advertise a very low rate but won’t actually give it to everyone and […] read more