Call0800 066 2888

Spread The Cost

Spread The Cost

Calculate My Loan
Monthly Payment £0
Total Repayable £0
(7.8% APR illustration)
Apply Now
This does not constitute a quote, it's for illustration purposes only. Rates may vary depending on loan amount and individual circumstances.
Bad credit car finance

Interest Free Car Finance

Find out everything you need to know about 0% car finance deals but be aware we DO NOT offer interest free loans.

...but we do offer great finance options at exclusive rates for customers of all credit histories. Speak to us today.

Options available

At The Car Loan Warehouse, we’re no strangers to enquiries about ‘interest free car finance’. We’ll always work to find customers the best car finance deals available – but interest free car finance is something of a myth, with interest invariably being built into the cost of the car you’re buying.

0% used car finance

Most used cars are not available with through interest free car finance, as there’s no large car manufacturer with deep pockets behind the sale.

Some used car dealers will offer 0% car finance and make arrangements with a finance company beforehand to pay the interest charges up front – so that your finance document has no charges on it.

The dealer will often do this as a special offer to shift a car they’ve had in stock for too long, or inflate the price of their cars prior to advertising the offer – so that the profit they make through this deal can be used to pay the interest for you, and they’re able to advertise the car as coming with 0% interest. As with new cars, this offer is generally only available with a large deposit and a short repayment term – as in this scenario, it will cost the dealer less to subsidise the interest charges.

With this in mind, it’s recommended that you demand a discount on the price of the car if you do not qualify or require the finance.

The next best thing

If you don’t qualify for 0% car finance, contact The Car Loan Warehouse today to explore the best car finance deals available.

Try our car finance calculator to give you an idea of monthly repayments based on your credit history – then if you’re ready to get started, you can apply online for a quick decision on your application.

Our professional and friendly team of advisors are always on hand if you’d like to have a chat first or have any questions about your circumstances. You can call us on 0800 066 2888 during working hours.

Spread The Cost

Spread The Cost

Monthly Payment £0
Total Repayable £0
(7.8% APR illustration)
Apply Now
This does not constitute a quote, it's for illustration purposes only. Rates may vary depending on loan amount and individual circumstances.

Questions? CALL 0800 066 2888

Our experts are always ready to help