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The Application Process

Car Finance Application ProcessWhen it comes to applying for car finance, whether you’ve found the car of your dreams or you’re still shopping around, our quick and easy application process means we can transfer the funds into your account in no time.

At The Car Loan Warehouse, we’re specialists in car finance – and thanks to our range of flexible lending options, you could secure a car finance deal sooner than you think.

Applying

If you’ve already found the car of your dreams, great! Just apply online, letting us know how much you’re looking to borrow and we can arrange a suitable finance deal that’s built around your monthly budget.

Still searching for the perfect set of wheels? No problem! Some of our customers prefer to secure their finance first, giving them the freedom to shop around knowing their finance is already in place. If you’re still exploring your options and are looking for a quick finance quote, you can head over to our online car finance calculator – where you’ll get an instant estimate on how much you can borrow, the length of your repayment plan and the size of your monthly installments.

What happens next?

Once you’ve applied for car finance with The Car Loan Warehouse, a member of our team will process your application – and this will be done in as few searches as possible, in order to protect your credit rating.

After that, one of our sales advisors will be prompted to contact you within an hour of applying. We pride ourselves on making this quick turnaround a top priority – offering you a selection of suitable finance options and discussing which agreements will work best for you. Our sales advisors are all trained in getting to know the needs of each customer – determining what you need from your car finance deal, how much you’d like to borrow and the type of vehicle you’re looking to buy.

Once they know your monthly budget – and how much you’re able to borrow – our advisors will carry out our free 5-star check – including:

  • FREE HPI check (for private sales and dealerships)
  • FREE dealer vetting
  • FREE warranty check
  • FREE valuation

Carrying out these checks allows us to ensure that the dealership you’re buying from is legitimate and is registered with the FCA, giving you security and peace of mind. Obtaining a suitable warranty for the vehicle is often advisable – we’ll communicate with the dealer to assist with this. We’ll even check the car over, making sure there’s no outstanding car finance held on the vehicle and that it hasn’t been reported stolen or deemed a write-off.

As soon as we have all the necessary documentation from the dealer or private seller and yourself, we can begin processing your application and get the funds transferred directly to your bank (or to the seller) as soon as possible.

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