Freephone: 0800 066 2888
From a mobile: 0330 088 2001

Do you need Car Finance
approved within 60 minutes?

Compare the best car finance to suit your needs
More choice means more approvals
Dealership & Private sales
New / Used car loans
NO application fees




Happy Customers

Car Finance reviewsAt the Car Loan Warehouse, we’re committed to providing the best, car financing service where the customer comes first.

Every applicant will enjoy the individual attention provided by their own Personal Finance Advisor and we are very proud of the service we provide.

Don’t just take our word for it, listen to just a few of the satisfied customers that we’ve recently helped to buy the car of their dreams.

The Car Loan Warehouse were outstanding we would highly recommend them. They were able to give us an instant approval for my application, then our application manager was fantastic, giving great advice and helping to sort out everything so quickly and smoothly.

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Experts in Car Finance

If you’re looking for affordable car finance, no matter your circumstances, The Car Loan Warehouse has got you covered. We provide loans for new and used cars and can even offer competitive loans to customers with bad credit histories – so you’re safe with us.

We work with an array of finance companies and have many lenders on-board to help secure the finance for your dream car. So forget about your credit score – if you can make the payments, we should be able to sort it for you. And we won’t make you wait for our decision.

Here are your options:

  • Car Finance, About usHire purchase agreement – this kind of car finance is secured against your vehicle, so if you have a bad credit history this could be the one for you. The hire purchase agreement may not require a deposit and after this loan has been repaid, you’ll own the vehicle outright
  • PCP (Personal Contract Purchase) – this loan requires you to pay a deposit, followed by a series of regular monthly repayments. With our PCP agreements, you’ll have the option to either return the vehicle or make an agreed payment to own it outright once your monthly repayments are resolved
  • Balloon payment – with these loans, you’ll be paying a monthly amount and then a lump sum at the end of your repayment term. You’ll own the vehicle outright after the final payment has been made.

Applying for financing with The Car Loan Warehouse couldn’t be simpler. Just fill in our application form and within 60 minutes, your application will be processed and we’ll have an instant decision on your car loan. Check out our car finance calculator to see the kind of rate you’ll be paying for your finance, based on your credit score and the amount you’re looking to borrow.

Already found the car? Great – once we’ve processed your application, we’ll just need the vehicle details, registration number, mileage and sale price – then we’ll finance your car.

Still looking? No problem – we can approve your car finance, then just provide us with the necessary details once you’ve found a car you like. We also provide in-house purchase guidance if you’re having trouble deciding.

We know loan applications can be a stressful process, so we don’t make you wait. That’s why we process all applications within an hour – and we may even be able to make payment to the seller the day after your application is approved so that you can get straight behind the wheel.

Any questions? Call us on 0800 066 2888 or email info@thecarloanwarehouse.com to discuss your needs.

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Application Process

Car Finance Application

How do I get approved for car finance?

Apply Online Now – It only takes 3 minutes. Complete our car finance application form, click submit and one of our finance specialists will process your application within 60 minutes and get in touch with the good news.

Choose Your Vehicle – If you’ve already found the right vehicle, that’s great. With your car finance approved, all you have left to do is negotiate the purchase price.

If you’re still looking for a car, the Car Loan Warehouse have access to over 50,000 vehicles, and are also happy to deal with any UK dealer or private sellers.

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Ask the Expert

Ask the ExpertCar finance and car loan companies use terms, words and phrases which are gobbledygook to most. But when you’re making a decision on which finance product is best for you, all the facts need to be understood.

We’ll tell you the difference between your PCPs, Hire Purchase agreements, balloon payments and residuals.

Browse through our previously asked questions or send your question to our resident car finance expert for a quick, understandable answer.

Hi Car Loan Warehouse, I missed a couple of credit card payments in the past and as a result I think I have a bad credit score, can you get me car finance?

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Bad Credit

Bad-credit-car-finance
Things have not been easy for anyone over recent years and as a result a lot of our customers have found it difficult to keep up with their financial commitments.

Whether you have lost a job, been through a divorce or just found the growing cost of utility bills and groceries hard to keep up with, you are not unusual and not on your own.

Talk to us about car finance

If you are self-employed, employed, defaults, arrears, CCJs, IVA or discharged bankrupt – leave it to us, we’ll try our best to get you finance.

Whatever your credit profile shows, if there’s a way to help finance a vehicle and you can afford it, we’ll arrange it.

We provide suitable bad credit car finance based on whether you can afford the repayments now and not on your credit score from the past.

Simply complete our quick and easy car finance application form and we’ll get back to you within 60 minutes.

Apply Now For FREE Decision

Low APR%

CLW car finance low APR

We can’t promise you 0% finance but The Car Loan Warehouse is committed to providing a fair and transparent car financing service. We offer competitive car finance rates, flexible terms and an array of valuable services, for the ultimate customer experience.

A lot of our customers thought that they would get the best car finance deal from their bank or the car dealer supplying their new car but what they actually found was that they were able to save a lot of money by getting a quote from us. So before you sign on the dotted line give us a try.

Our range of financing options include finance for new or used cars and can be purchased from any UK dealer or privately, if you so wish.

Call The Car Loan Warehouse now for the best finance deal on your next car

Document Uploader

Document UploadsIf you are progressing towards purchasing your new vehicle, send us your documents as requested via our secure document uploader.

This simple method of sending your documents makes life ‘easy as pie’ and is completely secure.

Document Uploader