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The Beginner’s Guide to Motoring

November 8, 2013

If you’re embarking upon your first car purchase and are still unsure about a few things, have no fear! At the Car Loan Warehouse, we understand that being a first-time car buyer can be a perplexing and all-round overwhelming time, which is why we’ve taken the liberty of compiling the ultimate resource for new (or soon-to-be) owners to take some of the pressure off.

And if you need a little help financing your first car, we’ve got you covered. The Car Loan Finance offers a range of easy, affordable car financing options for all kinds of customers – and that includes you. But before you get into car loans or any of that business, you’ll need to know a few things.

Tips for New Buyers

Let’s start with some tips for beginner drivers. Most things you’ll learn from experience over time, but there’s a thing or two all drivers should be aware of from the outset:

  • Avoid distractions – as a driver, there’ll be road trips galore down the line, but start out by driving alone for optimal concentration. This will help to build your confidence as a driver so that when you do take to the road with your friends later, you’ll look like an absolute pro.
  • Start small – during your first stints on the road, you might be tempted to go for long night drives or ambitious day trips – but you’ll want to start with shorter journeys and work your way up. This way you can familiarise yourself with your immediate surroundings and become a more certain driver before expanding your horizons.
  • Safety first – your safety and the safety of your passengers should be the priority at all times, but beyond that, it’s essential to drive carefully to avoid penalties whenever you can. These can be more severe for beginners – under the New Drivers Act, getting six penalty points in your first 24 months of driving can result in losing your licence and having to retake the full test again. Best avoided.
  • Stay aware – when you’re driving, it’s obviously vital to concentrate on what you’re doing at all times, but it’s equally important to remain conscious of other drivers. You can’t always rely on other drivers to be considerate, sensible or even safe – so keep an eye out for your fellow motorists and avoid any pesky accidents.
  • Play nice – just as you’d hope that other drivers will show some consideration for you on the roads, the same is expected of you. Play by the rules and prioritise politeness whenever you’re driving. Remember how stressful certain road situations can be and show some empathy for your fellow drivers.

Cars for New Buyers

Choosing your first car can be a daunting process if you don’t know where to start. It can pay to ask other drivers you know for some advice on their first cars, or the ones they wish had been their first cars. But often the cars which are praised as being the ‘best first cars’ are known as such purely from a sense of familiarity and convention. That’s why we’ve included this excellent Suzuki Swift review from Adam at Read on for some great insight into a first car with a difference!

So you have spent hours learning, finally passed the dreaded test and now you need a car…well forget the boring Corsa option, leave the Fiesta out of this, and those C1/107/Aygo things are horrific. You need to get yourself a Suzuki Swift!

You can pick up a brand spanking new 1.2 Suzuki Swift in SZ2 trim for £8,999 on the current VAT free promotion. The 1.2 engine loves to be revved hard, and believe it or not from only 93 BHP you can really cover ground in the little Swift, just make sure you let those revs climb and work them gears!

It has the same great agility as its bigger brother the Swift Sport, but with an insurance group of 11E it’s far more affordable for all you fresh drivers. Thanks to low emissions it also only costs £30 a year to Tax too. Swifts are renowned for their bullet proof reliability so you can have faith that your little £9k hatch won’t let you down…it gets better by the minute.

Kit wise the SZ2 has USB input which is iPod compatible along with an MP3/WMA CD player. However SZ3 trim adds Bluetooth hands free, 16” alloys, manual air con and snazzy front fog lamps – for only £1320 more. Oh and if you want added practicality add £500 more to get a 5 door version.

It’s a superb car for around town, agile handling and a nippy little engine when needed. But as a bonus, it has the Sports great handling for when you want to just go out for a drive!

We have driven quite a few small hatches, with both 1.2 and 1.4 engines, the Swift is by far the best so go and take one for a test drive!

Recently we tested the 1.2 SZ-L special edition, the full review can be found here.

Adam Tudor-Lane,

Finance for New Buyers

Anyone entering the world of car buying, especially young drivers, might need to consider a car loan to finance their new wheels. At the Car Loan Warehouse, we sort our car financing for drivers of all credit histories and experience levels. Apply online and receive a decision within 60 minutes of your submitting your application. We take the hassle out of car finance which is why new drivers can rely on us to make the process as smooth as possible.

Now let’s get this show on the road.

About The Author

Jon Le Roux is co-founder and company director of The Car Loan Warehouse. Being a mad engineering and motorsport enthusiast, I spend more hours than is healthy, watching, reading or talking about cars, boats, motorbikes…..basically anything with an engine.