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Personal Contract Purchase (PCP) for Used Cars

Easy Car Finance Application ProcessA PCP agreement keeps your monthly payments to a minimum and offers great flexibility by offering a few different options at the end of the term. This type of agreement is commonly provided by new car dealers but The Car Loan Warehouse are happy to provide PCP agreements for used cars up to 5 years of age at the start of the agreement.

Benefits of a PCP Agreement;

  • You can change your car more regularly
  • You can often afford a better car for a lower fixed monthly payment over a shorter term
  • Guaranteed future value (GFV) eliminates risk of negative equity
  • Flexible options at the end of the agreement to fit with your personal circumstances

At the end of the term you will have three options;

  1. Make the final payment which is the Guaranteed Future Value (GFV), and keep the car
  2. Part exchange the car and arrange a new PCP agreement for a new replacement car
  3. Return the car to the finance company and walk away

For a more details or a full quote please call us on 0800 066 2888

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