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How Does Car Finance Work?

The Car Loan Warehouse can take the hassle out of financing your next new or used car. With a great panel of lenders we'll compare the best options available to you.

For free help with your car finance application, call us on 0800 066 2888 or head to our car loan calculator for an instant estimate and an idea of monthly payments.

1. Apply now for a FREE decision

Simply complete our quick and easy online car finance application form and within just 60 minutes, one of our team of experts will contact you with an instant decision – as well as a series of options for moving forward.

2. Get approved

We’re registered with the FCA (Financial Conduct Authority)FLA (Finance & Leasing Association) and the OFT (Office of Fair Trading), which means we’re equipped and authorised to provide practical financial advice and arrange affordable car loans for our valuable customers.

Once you’re approved, it’s time for the fun part – hand-picking your ideal car.

3. Choose your vehicle

Whether you’re looking for a new or used vehicle, you’ll be able to buy either from dealerships or via private sale. While there are advantages and disadvantages to both options, our car financing experts will ensure that you find a quality vehicle at the best possible cost.

Customer-first service

Sorting your car finance with The Car Loan Warehouse couldn’t be quicker or easier.

Unlike many other car loan companies, The Car Loan Warehouse lets you know your pre-approved credit limit – meaning you can browse for your new vehicle knowing your finances are in order.

So put the kettle on, apply now and our experts will contact you with a decision within 60 minutes.

Using our partnerships with leading lenders, we have an array of car finance options available to you and, therefore, high acceptance rates. Apply with The Car Loan Warehouse today to see how we can help you.

Bad credit car finance? No problem

The Car Loan Warehouse’s car financing service is quick, secure and prioritises the needs of each customer – so bad credit doesn’t have to stop you from finding fair, affordable car finance deals with us.

If you’ve suffered financial issues in the past and have a bad credit history, don’t worry. The Car Loan Warehouse understands the poor credit positions some customers are in, so we’re committed to providing suitable car finance at fair interest rates. Whether you have CCJs, are an ex-bankrupt or have been refused credit previously, we may still be able to help you.

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